Welcome to Heritage Mortgage!
Heritage Mortgage, along with Heritage Mortgage & Real Estate, is a full service company assisting clients through the entire process of buying, selling or financing a home. As an independent mortgage brokerage, we take great pride in providing our clients with the options for their individual needs and circumstances. We deal with each homeowner in a straightforward and honest manner - the best rates available, no hidden or last minute costs, and swift completion. Our goal is to provide you with the best information to purchase or refinance your home.
- Over 17 years of client service in La Jolla, San Diego County and Southern California
- An expansive portfolio of lending institutions to provide the most competitive rates available
- Up to date information on the mortgage markets and programs
- Prompt loan approvals
- On-time escrow closings
- Prompt one on one communication
- Complete confidentiality and information security.
Our reputation is very important to us and we embrace integrity. Most of our new clients are referred to us by previous clients. We deliver experience, knowledge and service in an efficient and thorough process.
ANGIE'SLIST.com SUPER SERVICE AWARD WINNER 2012, 2011, 2010 and 2009
Refinancing your current mortgage need not be a long and frustrating process. While interest rates are at an all time low, this may be the very time to refinance to reduce your payments, pay off debt, or tap into your equity. Call us to find out whether you may be eligible. When others may disappoint, we get the job done. Let us guide you to the very best refinance for you, not the loan officer! NOTE: Your credit scores, income, tax returns, assets and liabilities, and the value of your existing home are important and may affect our ability to service you.
Buying a new home is an exciting time. The end result of owning the home that's right for you is a huge sense of satisfaction. You deserve the mortgage loan best for you, too. Contact us for a pre-qualification letter before you make your offer. We can work with any real estate agent to ensure you get it right the first time. After your offer is accepted, we will make sure your purchase loan is in your best interests, and no one elses! You deserve nothing less.
Please navigate our website with the links below to learn more about us and what we do for you, and how easy it is to get started.