Service *Efficiency* Integrity

Heritage Mortgage, along with Heritage Mortgage & Real Estate, is a full service company assisting clients through the entire process of buying, selling or financing a home. As an independent mortgage brokerage, we take great pride in providing our clients with the options for their individual needs and circumstances. We deal with each homeowner in a straightforward and honest manner - the best rates available, no hidden or last minute costs, and swift completion. Our goal is to provide you with the best information to purchase or refinance your home.

John C. Engstrom, President

Our goal is to provide every individual with the best possible advice and options to obtain a new home loan or home refinance and to buy or sell a home. We deliver experience, knowledge, and service in an efficient and thorough process. Most of our new clients have been referred to Heritage Mortgage & Real Estate by previous clients. Our reputation is very important to us and we fully embrace integrity.

  • Over 20 years of client service in La Jolla, San Diego County and Southern California
  • An expansive portfolio of lending institutions to provide the most competitive rates available
  • Up to date information on the mortgage markets and programs
  • Prompt loan approvals
  • On-time escrow closings
  • Prompt one on one communication
  • Complete confidentiality and information security.
  • PreApproval letters for all realtors